Question — “What wallet do you recommend?”

The question stopped me on my tracks. I thought I’ve answered this already. I thought I’ve written about this. But no. So let me answer this now.

Bitcoin is sound money. It’s not printed out of thin air. And no one can stop you from sending it. To anyone.

Lightning is the fastest and cheapest way to send bitcoin. To anywhere.

Lightning is an “open protocol.” It simply means you can use any Lightning wallet to send to any other Lightning wallet.

Ans. — If you want to receive or be paid in bitcoin, but keep the money in pesos . . .

Use Pouch, it's the No. 1 Lightning wallet in the Philippines. It gave birth to “Bitcoin Island” (Boracay).

Bitcoin & Lightning Network Services for Southeast Asia and Beyond.

If you are a cooperative member, use CoopPay for iPhones . . .

‎CoopPay is a bitcoin lightning wallet for the Philippines

. . . or for Android.

CoopPay - Apps on Google Play
Transact globally, locally, freely at the lowest rates.

Cooperatives in the Philippines are unique in the annals of bitcoin history for being the first in the world to adopt Lightning.

That’s it!

If you want to receive bitcoin, but keep your money in bitcoin . . .

Use Blink, formerly known as the “Bitcoin Beach Wallet.” “Bitcoin Beach” is in El Zonte in El Salvador, the first country in the world to make bitcoin legal tender, i.e. you can pay bitcoin for those famous junk foods like McDo, Starbucks, etc.

Blink - The Everyday Bitcoin Wallet
Blink (formerly Bitcoin Beach Wallet) makes Bitcoin easy.

You can also use Wallet of Satoshi. I rarely use this, but it is popular among teachers and beginners worldwide.

Wallet of Satoshi - The Worlds Simplest Bitcoin Lightning Wallet
Wallet of Satoshi is a mobile app for iOS and Android that lets you send and receive Bitcoin and Lightning payments. It is a zero-configuration custodial wallet with a focus on simplicity and the best possible user experience.

Keeping up so far?

You can use any one or all of the above.

Again, Lightning is an “open protocol.” It means you can use any Lightning wallet to send to any other Lightning wallet.

That’s it!

It gets a little bit more complicated from here. But in your journey as a bitcoiner, studying is the most important aspect. If you were “iskul bukol” in school, turn back now. Or, you can re-think your life, and watch a movie first.

Use Muun. This is a “self-custodial” wallet. I will not explain the term now. Muun uses a different approach to Lightning called “submarine swaps” but I will not also explain the term now.

Lightning transfers in Muun tend to be more expensive. But Muun is my favorite wallet of all time.

Muun - Bitcoin Wallet
Muun is a self-custodial wallet for Android and iOS. Make fast and cheap payments. Keep your money safe.

You can also use Phoenix for iPhones . . .

‎Phoenix Wallet
‎Phoenix makes using bitcoin easy, fast and safe. Payments are nearly instantaneous, and fees are minimal. You can use it to send payments (e.g. buy a cup of coffee), receive payments, and store your bitcoin safely for day-to-day spending. The bitcoin lightning network means faster payments and sma…

. . . or for Android.

Phoenix - LN Bitcoin wallet - Apps on Google Play
Send and receive Bitcoin instantly and keep control of your coins.

That’s it!

But I said Lightning is the fastest and cheapest way to send bitcoin. To anywhere.

So, if you are in the United States

Use Strike.

Better money
Send & receive money instantly.

Or use Cash App.

Cash App - Do more with your money
Cash App is the #1 finance app in the App Store. Pay anyone instantly. Save when you spend. Bank like you want to. Buy stocks or bitcoin with as little as $1.
If you are in Canada or Vietnam

Use NeutronPay.

Neutronpay - Money at Lightning Speed
Lightning Network Infrastructure API for Global Remittances, Payments, Spending, and Payouts.
If you are in South America

Use Osmo.

Osmo Wallet - Bitcoin made easy
Buy, Sell and Send Bitcoin, USDC & USDT
If you are in Costa Rica

Use Bitcoin Jungle for iPhones . . .

‎Bitcoin Jungle
‎Bitcoin Jungle is helping bring the Bitcoin ecosystem to Costa Rica. The Bitcoin Jungle wallet app is wallet built on top of the Bitcoin and Lightning Networks. Based on a similar model as BitcoinBeach, it uses the Banking-As-A-Service infrastructure from Galoy.

or for Android:

Bitcoin Jungle - Apps on Google Play
A Lightning wallet made for Costa Rica
If you are in Africa

Use Bitnob.

Send and Receive Money Globally | Virtual Card | Buy, Sell and Save Bitcoin
Send and receive money across Africa and globally. Make payments online with Bitnob virtual dollar card. Buy, sell and save bitcoin.
If you are in Europe

Use CoinCorner.

Bitcoin and Lightning Services | CoinCorner
We’re helping people around the world discover what we believe is a better and more open financial system with Bitcoin.

Or use Relai.

Relai Lightning Wallet - Relai
Send and receive Bitcoin at lightning speed! Get your Bitcoin Lightning Network Wallet from Relai, the regulated Bitcoin app from Switzerland.
If you are in Gameland

Use ZBD.

FinTech solutions – ZEBEDEE
Move money at the speed of the internet using our APIs to programmatically trigger global Lightning payments.

That’s it!

Use one or all. Study bitcoin. Absorb everything.

Bitcoin will teach you how to think.

Let’s end with on a dark note . . .

But with a white one:


There's that famous quote, “If you don't get it, I don't have time to try to convince you, sorry,” by Satoshi Nakamoto, the pseudonymous creator of bitcoin, in response to a thread about scalability and transaction rates on July 29, 2010.

It is applicable to understanding many hard things. Bitcoin is just 15 years old. It is not easy to grasp. We live only once, if you don't get it, it might not be for you. But why not try.

If it is really too hard, take your time, you can work on this first: 

“Focus on bringing value to the world. Be self-reliant. Don’t just consume; instead, create. Make money, then save a little in bitcoin.”

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